Frequently asked questions.

Firstfund is a personal-loan marketplace. We compare offers from our banks and NBFCs so you can choose the one that suits you.

No. Firstfund is a loan marketplace. We will show you personal loan offers from RBI-regulated banks and NBFCs, and your loan will be given by the lender you choose.

Soon. Join the waitlist and we will message you with the launch date and early-access details.

Firstfund is a website for now. We will share here if a mobile app follows.

Indian residents aged 21 to 60 years, salaried or self-employed with regular income, and a credit history that meets each lender’s policy.

PAN card, Aadhaar (for KYC, with your consent), bank statements for the last 3 months (salaried) or 6 months (self-employed), salary slips (salaried) or ITR (self-employed), and address proof if different from Aadhaar.

Yes. Personal loans are open to salaried and self-employed applicants with regular income, subject to each lender’s criteria.

All matching offers appear in one list, plus the lenders that did not match your request and why, where available.

We do not promote any lender. Offers are ordered by published criteria, with the lowest APR first.

Each lender sets its own criteria, and not every profile matches every lender. You can check your credit report for errors, lower your existing EMIs and try again later.

Firstfund does not charge borrowers. Lender charges are shown in each offer.

The Annual Percentage Rate (APR) includes fees as well as interest, so it shows the true yearly cost of a loan.

A Key Fact Statement (KFS) is a lender’s standard summary of a loan offer: the APR, fees, charges and repayment terms, in one document.

Your profile is matched against each lender’s published criteria.

Each lender sets its own credit score policy. Firstfund only shows you offers from lenders whose criteria you meet.

[LEGAL REVIEW] We collect only what we need, with your consent for each purpose. See our Privacy policy for full details.

[LEGAL REVIEW] Yes. You can ask us to correct or erase your data at any time; see our Privacy policy for how.

Firstfund will never ask for your OTP, PIN or an upfront fee to approve a loan. If this happens, do not share any details and report it. See our Fraud awareness page.